Australia and New Zealand Banking Group Limited

The Group provides a broad range of banking and financial products and services to retail, small business, corporate and institutional clients. Geographically, operations span Australia, New Zealand, a number of countries in the Asia Pacific region, the United Kingdom and the United States.

Australian Securities Exchange: ANZ

Australia and New Zealand Banking Group Limited

Profitability

Net Margin

Year	Net Margin (%)
2013	21.9
2014	24.7
2015	24.6
2016	19.1
2017	22.1
2018	21.2
2019	19.2
2020	14.6
2021	31.6
2022	30.2
Average	22.9

Management Effectiveness

Current Ratio

Year	Current Ratio
2013	1.1
2014	1.1
2015	1.1
2016	1.1
2017	1.1
2018	1.1
2019	1.1
2020	1.1
2021	1.1
2022	1.1
Average	1.1

Debt to Equity Ratio

Year	Debt to Equity Ratio
2013	14.4
2014	14.7
2015	14.5
2016	14.8
2017	14.2
2018	14.9
2019	15.1
2020	16.0
2021	14.4
2022	15.4
Average	14.8

Return on Assets

Year	Return on Assets (%)
2013	0.9
2014	0.9
2015	0.8
2016	0.6
2017	0.7
2018	0.7
2019	0.6
2020	0.3
2021	0.6
2022	0.7
Average	0.7

Return on Equity

Year	Return on Equity (%)
2013	13.8
2014	14.8
2015	13.1
2016	9.9
2017	10.9
2018	10.8
2019	9.8
2020	5.8
2021	9.7
2022	10.7
Average	10.9

Valuation

Dividend Yield

Year	Dividend Yield (%)
2013	3.8
2014	4.5
2015	4.8
2016	5.6
2017	4.7
2018	5.1
2019	5.5
2020	5.8
2021	6.1
2022	5.6
Average	5.2

Price to Sales Ratio

Year	Price to Sales Ratio
2013	3.0
2014	2.9
2015	2.6
2016	2.7
2017	3.1
2018	2.9
2019	2.6
2020	2.0
2021	2.4
2022	2.9
Average	2.7

Price to Earnings Ratio

Year	Price to Earnings Ratio
2013	13.4
2014	11.7
2015	10.5
2016	14.1
2017	14.1
2018	13.8
2019	13.5
2020	13.7
2021	7.5
2022	9.6
Average	12.2

Price to Book Ratio

Year	Price to Book Ratio
2013	1.9
2014	1.7
2015	1.4
2016	1.4
2017	1.5
2018	1.5
2019	1.3
2020	0.8
2021	0.7
2022	1.0
Average	1.3