QBE Insurance Group Limited
QBE underwrite general insurance and reinsurance risks, manage Lloyd’s syndicates, and manage investments.
Comparative Analysis
Income Statement
| ($'M) | $ Change | % Change | ||
|---|---|---|---|---|
| Revenue | 11,609.0 | 11,708.0 | 99.0 | 0.9 |
| Less: Cost of Goods Sold | -3,509.0 | -3,643.0 | -134.0 | 3.8 |
| Gross Profit | 15,118.0 | 15,351.0 | 233.0 | 1.5 |
| Less: Operating Costs | -7,171.0 | -9,285.0 | -2,114.0 | 29.5 |
| Operating Profit | 22,289.0 | 24,636.0 | 2,347.0 | 10.5 |
| Less: Financing Costs | -257.0 | -252.0 | 5.0 | -1.9 |
| Earnings Before Tax | 22,546.0 | 24,888.0 | 2,342.0 | 10.4 |
| Less: Income Tax | -104.0 | -39.0 | 65.0 | -62.5 |
| Net Profit | 22,650.0 | 24,927.0 | 2,277.0 | 10.1 |
Company vs Index
Company vs Sector
Company vs Industry Group
Balance Sheet
| ($'M) | $ Change | % Change | ||
|---|---|---|---|---|
| Current Assets | 40,035.0 | 46,624.0 | 6,589.0 | 16.5 |
| Non Current Assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Assets | 40,035.0 | 46,624.0 | 6,589.0 | 16.5 |
| Current Liabilities | 31,882.0 | 38,132.0 | 6,250.0 | 19.6 |
| Non Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 |
| Liabilities | 31,882.0 | 38,132.0 | 6,250.0 | 19.6 |
| Equity | 8,153.0 | 8,492.0 | 339.0 | 4.2 |
Company vs Index
Company vs Sector
Company vs Industry Group
Cash Flow Statement
| ($'M) | $ Change | % Change | ||
|---|---|---|---|---|
| Cash Flow from Operating Activities | 1,779.0 | 1,234.0 | -545.0 | -30.6 |
| Cash Flow from Financing Activities | -982.0 | 1,193.0 | 2,175.0 | -221.5 |
| Cash Flow from Investing Activities | -1,076.0 | -2,162.0 | -1,086.0 | 100.9 |
| Net Cash Flow | -279.0 | 265.0 | 544.0 | -195.0 |
| Foreign Exchange Fluctuations | -37.0 | -46.0 | -9.0 | 24.3 |
| Cash at the Beginning of the Period | 863.0 | 547.0 | -316.0 | -36.6 |
| Cash at the End of the Period | 547.0 | 766.0 | 219.0 | 40.0 |
Company vs Index
Company vs Sector
Company vs Industry Group
Ratio Analysis
Profitability
| Change | |||
|---|---|---|---|
| Gross Profit Margin | 130.2% | 131.1% | 0.9% |
| Operating Profit Margin | 192.0% | 210.4% | 18.4% |
| Net Profit Margin | 195.1% | 212.9% | 17.8% |
Company vs Index
Company vs Sector
Company vs Industry Group
Management Effectiveness
| Change | |||
|---|---|---|---|
| Return on Assets | 56.6% | 53.5% | -3.1% |
| Return on Equity | 277.8% | 293.5% | 15.7% |
| Current Ratio | 1.3 | 1.2 | 0.0 |
| Debt to Equity Ratio | 3.9 | 4.5 | 0.6 |
Company vs Index
Company vs Sector
Company vs Industry Group
Valuation
| Change | ||||
|---|---|---|---|---|
| Share Price ($) | 12.88 | 8.53 | -4.35 | -33.8% |
| Ordinary Shares | 1,305,403,687 | 1,470,863,973 | 165,460,286 | 12.7% |
| Market Capitalisation ($) | 16,813,599,489 | 12,546,469,690 | -4,267,129,799 | -25.4% |
| Revenue per Share ($) | 8.89 | 7.96 | -0.93 | -10.5% |
| Earnings per Share ($) | 17.35 | 16.95 | -0.40 | -2.3% |
| Equity per Share ($) | 6.25 | 5.77 | -0.47 | -7.6% |
| Dividends per Share ($) | 0.35 | 0.18 | -0.17 | -48.8% |
| Dividend Yield | 2.7% | 2.1% | -0.6% | |
| Price to Sales Ratio | 1.4 | 1.1 | -0.4 | -26.0% |
| Price to Earnings Ratio | 0.7 | 0.5 | -0.2 | -32.2% |
| Price to Book Ratio | 2.1 | 1.5 | -0.6 | -28.4% |