Banks

Large, geographically diverse banks with a national footprint whose revenues are derived primarily from conventional banking operations, have significant business activity in retail banking and small and medium corporate lending, and provide a diverse range of financial services. Excludes banks classified in the Regional Banks and Thrifts & Mortgage Finance Sub-Industries. Also excludes investment banks classified in the Investment Banking & Brokerage Sub-Industry.

Commercial banks whose businesses are derived primarily from conventional banking operations and have significant business activity in retail banking and small and medium corporate lending. Regional banks tend to operate in limited geographic regions. Excludes companies in the Diversified Banks and Thrifts & Mortgage Banks sub-industries. Also excludes investment banks classified in the Investment Banking & Brokerage sub-industry.

Financial institutions providing mortgage and mortgage related services. These include financial institutions whose assets are primarily mortgage related, savings & loans, mortgage lending institutions, building societies and companies providing insurance to mortgage banks.

https://www.spcapitaliq.com/gicsmaps

Income Statment

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Revenue 44,187,000,000 104,746,000,000 128,090,000,000 125,984,000,000 121,048,000,000 123,219,000,000 127,340,000,000 126,195,000,000 127,686,000,000 140,211,000,000
Cost of Goods Sold -11,187,000,000 -41,514,000,000 -65,166,000,000 -63,119,000,000 -59,878,000,000 -63,111,000,000 -68,680,000,000 -70,003,000,000 -74,778,000,000 -89,235,000,000
Gross Profit 33,000,000,000 63,232,000,000 62,924,000,000 62,865,000,000 61,170,000,000 60,108,000,000 58,660,000,000 56,192,000,000 52,908,000,000 50,976,000,000
Operating Costs -2,651,000,000 -26,622,000,000 -21,599,000,000 -16,151,000,000 -13,453,000,000 -14,332,000,000 -11,255,000,000 -11,783,000,000 -10,101,000,000 -11,764,000,000
Operating Profit 30,349,000,000 36,610,000,000 41,325,000,000 46,714,000,000 47,717,000,000 45,776,000,000 47,405,000,000 44,409,000,000 42,807,000,000 39,212,000,000
Financing Costs -9,038,000,000 -11,186,000,000 -3,716,000,000 -3,268,000,000 -3,970,000,000 -5,122,000,000 -3,764,000,000 -3,409,000,000 -4,991,000,000 -6,233,000,000
Pre-Tax Profit 21,311,000,000 25,424,000,000 37,609,000,000 43,446,000,000 43,747,000,000 40,654,000,000 43,641,000,000 41,000,000,000 37,816,000,000 32,979,000,000
Income Tax -6,288,000,000 -8,499,000,000 -11,046,000,000 -12,897,000,000 -13,196,000,000 -11,802,000,000 -12,619,000,000 -12,144,000,000 -11,491,000,000 -10,087,000,000
Net Profit 15,023,000,000 16,925,000,000 26,563,000,000 30,549,000,000 30,551,000,000 28,852,000,000 31,022,000,000 28,856,000,000 26,325,000,000 22,892,000,000

Balance Sheet

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Current Assets 2,070,819,000,000 3,834,857,000,000 3,711,389,000,000 3,603,891,000,000 3,513,900,000,000 3,464,771,000,000 3,530,554,000,000 3,217,686,000,000 2,961,897,000,000 2,798,411,000,000
Non-Current Assets 0 0 0 0 0 0 0 0 0 0
Assets 2,070,819,000,000 3,834,857,000,000 3,711,389,000,000 3,603,891,000,000 3,513,900,000,000 3,464,771,000,000 3,530,554,000,000 3,217,686,000,000 2,961,897,000,000 2,798,411,000,000
Current Liabilities 1,928,425,000,000 3,572,180,000,000 3,459,835,000,000 3,359,363,000,000 3,278,450,000,000 3,236,592,000,000 3,310,780,000,000 3,021,809,000,000 2,776,689,000,000 2,625,597,000,000
Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0
Liabilities 1,928,425,000,000 3,572,180,000,000 3,459,835,000,000 3,359,363,000,000 3,278,450,000,000 3,236,592,000,000 3,310,780,000,000 3,021,809,000,000 2,776,689,000,000 2,625,597,000,000
Equity 142,394,000,000 262,677,000,000 251,554,000,000 244,528,000,000 235,450,000,000 228,179,000,000 219,774,000,000 195,877,000,000 185,208,000,000 172,814,000,000

Cash Flow Statement

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash Flow from Operating Activities 85,134,000,000 183,687,000,000 31,050,000,000 22,281,000,000 39,202,000,000 27,972,000,000 15,028,000,000 30,742,000,000 50,927,000,000 19,469,000,000
Cash Flow from Financing Activities 8,639,000,000 -90,289,000,000 -37,904,000,000 -4,480,000,000 4,026,000,000 15,912,000,000 1,007,000,000 4,314,000,000 -31,861,000,000 20,837,000,000
Cash Flow from Investing Activities 11,129,000,000 -27,948,000,000 -7,379,000,000 -3,410,000,000 -15,518,000,000 -33,657,000,000 -31,536,000,000 -23,349,000,000 -19,396,000,000 -35,601,000,000
Net Change in Cash 104,902,000,000 65,450,000,000 -14,233,000,000 14,391,000,000 27,710,000,000 10,227,000,000 -15,501,000,000 11,707,000,000 -330,000,000 4,705,000,000
Cash at the Beginning of the Period 135,274,000,000 165,716,000,000 172,703,000,000 149,362,000,000 125,642,000,000 123,846,000,000 119,634,000,000 102,769,000,000 102,788,000,000 90,213,000,000
Exchange Fluctuations -1,536,000,000 -3,722,000,000 7,246,000,000 8,593,000,000 -3,990,000,000 -8,431,000,000 19,713,000,000 5,158,000,000 8,223,000,000 -2,658,000,000
Cash at the End of the Period 238,640,000,000 227,444,000,000 165,716,000,000 172,346,000,000 149,362,000,000 125,642,000,000 123,846,000,000 119,634,000,000 110,681,000,000 92,260,000,000

Profitability

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Gross Margin 74.7% 60.4% 49.1% 49.9% 50.5% 48.8% 46.1% 44.5% 41.4% 36.4%
Operating Margin 68.7% 35.0% 32.3% 37.1% 39.4% 37.2% 37.2% 35.2% 33.5% 28.0%
Net Margin 34.0% 16.2% 20.7% 24.2% 25.2% 23.4% 24.4% 22.9% 20.6% 16.3%

Management Effectiveness

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Return on Assets 0.7% 0.4% 0.7% 0.8% 0.9% 0.8% 0.9% 0.9% 0.9% 0.8%
Return on Equity 10.6% 6.4% 10.6% 12.5% 13.0% 12.6% 14.1% 14.7% 14.2% 13.2%
Current Ratio 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1
Debt to Equity Ratio 13.5 13.6 13.8 13.7 13.9 14.2 15.1 15.4 15.0 15.2

Valuation

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Share Price ($) 55.81 25.28 37.94 35.29 39.37 35.81 37.63 39.77 38.42 29.52
Ordinary Shares 4,595,010,676 11,512,387,991 10,977,771,840 10,802,378,519 10,747,117,917 10,645,768,452 10,340,003,135 9,852,790,567 9,813,543,382 9,687,052,140
Market Capitalisation ($) 256,468,329,246 291,021,132,716 416,449,930,744 381,188,083,348 423,138,293,602 381,236,797,228 389,060,192,077 391,877,647,502 377,056,290,096 285,914,752,835
Revenue per Share ($) 9.62 9.10 11.67 11.66 11.26 11.57 12.32 12.81 13.01 14.47
Earnings per Share ($) 3.27 1.47 2.42 2.83 2.84 2.71 3.00 2.93 2.68 2.36
Equity per Share ($) 30.99 22.82 22.91 22.64 21.91 21.43 21.25 19.88 18.87 17.84
Dividends per Share ($) 1.52 1.03 2.14 2.23 2.22 2.20 2.25 2.20 2.05 1.91
Dividend Yield 2.7% 4.1% 5.6% 6.3% 5.6% 6.1% 6.0% 5.5% 5.3% 6.5%
Price to Sales Ratio 5.8 2.8 3.3 3.0 3.5 3.1 3.1 3.1 3.0 2.0
Price to Earnings Ratio 17.1 17.2 15.7 12.5 13.9 13.2 12.5 13.6 14.3 12.5
Price to Book Ratio 1.8 1.1 1.7 1.6 1.8 1.7 1.8 2.0 2.0 1.7